America's #1 Lender
for Reverse Mortgages

America's #1 Lender
Mutual of Omaha Mortgage

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900+ reviews

Trusted by millions nationwide

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Call Now at: 800-578-0283
  • Backed by over 100 years of trusted financial service
  • Nationally licensed lender with reverse mortgage expertise
  • Personalized, senior focused guidance
  • Transparent process with strong customer support
  • Known for integrity and reliability
  • Highly rated in Trustpilot
Handwritten note reading Reverse Mortgage on a desk

What Is a Reverse Mortgage?

A simple way for homeowners 62+ to turn home equity into cash without monthly mortgage payments.

  • Designed for homeowners age 62 and older
  • Access a portion of your home equity as cash
  • No required monthly mortgage payments*
  • Funds are generally tax free
  • You continue living in your home
  • *You remain responsible for property taxes, homeowners insurance, and maintenance

(1) NRMLA. 2026. Annual HECM Endorsement Chart. [ONLINE] Available at https://www.nrmlaonline.org/annual-hecm-endorsement-chart.

Fun Fact
Over 1.3 million reverse mortgages have been endorsed since the program began, helping seniors across the country access their home equity.

How Does a Reverse Mortgage Work?

Senior couple speaking with a loan advisor

Getting Started is Straightforward.

Qualification requirements:

  • Be 62 years or older
  • Own your home
  • Have sufficient home equity
Apply OnlineCall Now at: 800-578-0283
Senior couple relaxing at home

How Payments Work

  • You receive loan payments based on a percentage of your equity
  • Choose how you want to receive funds
  • Repayment happens only when the home is sold, vacated, or inherited
Senior couple smiling outside their home

Loan Eligibility Requirements:

  • Your age
  • Your home's value
  • Current interest rates
  • Property qualifications
Apply OnlineCall Now at: 800-578-0283

Pros and Cons of a Reverse Mortgage

Every major financial decision should be informed. Here's a simple breakdown.

Pros

  • Stay in your home and keep ownership
  • You can access additional cash
  • No additional monthly payment*
  • You (or your heirs) won't owe more than the home is worth

*You are still responsible for property taxes, homeowners insurance, and home maintenance. Consult a financial advisor. The costs of the program, eligibility requirements, and other terms also apply.

Cons

  • Fees (origination fees, closing costs, and mortgage insurance premiums)
  • Interest isn't tax-deductible until you repay the loan
See My Options
Call Now at: 800-578-0283

What Is the Process of Getting a Reverse Mortgage?

A clear step by step process designed to protect borrowers.

1

Explore your options

Research lenders and request a quote

2

Speak with a loan expert

Understand how much you may qualify for and get your questions answered

3

Attend HUD approved counseling

Required to ensure you fully understand the program

4

Apply

Submit your reverse mortgage application

5

Loan processing and appraisal

Lender verifies home value and documentation

6

Close the loan

Choose how you would like to receive your funds

America's #1 Lender
Mutual of Omaha Mortgage

Trustpilot

900+ reviews

Trusted by millions nationwide

See My Options
Call Now at: 800-578-0283
  • Backed by over 100 years of trusted financial service
  • Nationally licensed lender with reverse mortgage expertise
  • Personalized, senior focused guidance
  • Transparent process with strong customer support
  • Known for integrity and reliability
  • Highly rated in Trustpilot
Mutual of Omaha Mortgage

#1 Ranking based on HUD endorsement data and HECM World, January 2026.

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